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features
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Description

Ducat is a Bitcoin-native lending and stablecoin protocol that enables users to borrow against BTC without transferring custody to a centralized lender. The protocol places Bitcoin into a 2-of-2 Taproot vault and allows borrowers to mint UNIT or receive USDC against the value of their collateral. Loan creation, redemptions, liquidations, and other core mechanics are enforced through Bitcoin transactions and Script rather than through an external blockchain or Layer 2 network. Borrowers can select different collateral ratios based on their preferred risk level and can borrow up to 62.5% of the BTC value held in a vault. Ducat charges a one-time 7% minting fee and does not charge ongoing interest on the loan. A dashboard shows collateral ratios, liquidation prices, BTC price updates, and vault health so users can monitor and manage their borrowing positions. UNIT is a dollar-pegged stablecoin backed by overcollateralized Bitcoin and can be transferred through the protocol's ecash layer or exchanged for USDC. The protocol also includes a liquidation system in which participants can recapitalize undercollateralized vaults and receive discounted BTC. Ducat states that every vault and loan can be independently verified on Bitcoin and that the system can operate without custodians, bridges, or wrapped BTC. Ducat is intended for Bitcoin holders, BTC-focused investors, and decentralized finance users seeking non-custodial access to dollar-denominated liquidity.

Description

PYMSTR serves as a reliable payment gateway for stablecoin transactions, catering to various online and digital businesses, including marketplaces, trading and forex platforms, gaming and esports, content creators, cross-border sellers, and high-risk operators often overlooked by traditional processors. With our system, your funds are never held; when a customer makes a payment using USDC or USDT, the amount is transferred directly to your designated wallet within seconds across several networks like Ethereum, Base, Polygon, Arbitrum, and BNB Chain. This approach is referred to as non-custodial, ensuring that there are no funds on our end that could be frozen, delayed, or lost. You have the flexibility to determine which networks and tokens you accept, effectively eliminating the risk of errors related to wrong networks, while stablecoin transactions are final, meaning there are no chargebacks or reserves required. We offer a simple 1% flat fee without the need for KYB, allowing you to integrate our service alongside your existing card processor and get started in just a few minutes. Furthermore, our user-friendly interface makes managing your payments seamless and efficient.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

No images available

Screenshots View All

Integrations

Bitcoin Yes 

Integrations

Bitcoin No 

Pricing Details

No price information available.
Free Trial Yes 
Free Version Yes 

Pricing Details

1%
Free Trial Yes 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

Ducat Protocol

Founded

2000

Country

United Kingdom

Website

ducatprotocol.com

Vendor Details

Company Name

PYMSTR

Founded

2026

Country

United Arab Emirates

Website

pymstr.com

Product Features

Product Features

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