Average Ratings 0 Ratings
Average Ratings 31 Ratings
Description
Dots provides API-first payout infrastructure for software platforms that pay contractors, creators, sellers, gig workers, and data annotators. Developers can use a REST API, webhooks, embedded flows, or hosted payout links to add onboarding and money movement to a web or mobile product. A dashboard and CSV tools support manual and batch operations. Dots routes funds through 300+ rails in 190+ countries, with bank transfers, real-time networks, digital wallets, mobile money, cards, gift cards, and stablecoins available by market. Built-in workflows collect payment details and tax forms, perform identity and sanctions checks, file 1099s, and update payout status. The ledger supports splits, holds, reserves, returns, fees, and clawbacks. Branded recipient experiences and payee support reduce work for internal teams. Dots is SOC 2 Type II compliant and has moved $2bn+ to 1m+ payees.
Description
We built Nickel because the systems businesses use to move money tend to profit in ways nobody can see. So we publish the economics behind every product we sell, something no other payment processor does, and it's why 25,000+ B2B companies and the accounting firms serving them now run money through us.
On collections, branded links and hosted portals let clients settle invoices by card, ACH, or paper check with nothing to sign up for. On disbursements, an email address is all we need to send funds by ACH, card, wire, or physical check, routed through whatever approval rules your team defines. Costs stay low by design: ACH carries no fee and no volume ceiling, our Core tier bills nothing monthly, chargebacks cost you zero, and domestic cards run a flat 2.9% that can be shifted onto whoever is paying. Each transaction lands in QuickBooks matched line by line, and unused funds accrue 2% APY inside Nickel Balance. Setup runs about five minutes and needs no card.
API Access
Has API
Yes
API Access
Has API
Yes
Integrations
QuickBooks Online
Yes
Airtm
Yes
Cash App
Yes
ChatGPT
Yes
Claude
Yes
NetSuite
Yes
PayPal
Yes
Payoneer
Yes
Plaid
Yes
QuickBooks Accountants
No
Integrations
QuickBooks Online
Yes
Airtm
No
Cash App
No
ChatGPT
No
Claude
No
NetSuite
No
PayPal
No
Payoneer
No
Plaid
No
QuickBooks Accountants
Yes
Pricing Details
$19/month
Core: $19/month
Scale: $999/month
Enterprise: custom
Scale: $999/month
Enterprise: custom
Free Trial
No
Free Version
No
Pricing Details
Free
Nickel Core plan is free, Nickel Plus starts at $35/month paid annually, and Nickel Pro which allows API access is $300 per month
Free Trial
Yes
Free Version
Yes
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
Yes
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
No
Types of Training
Training Docs
Yes
Webinars
Yes
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
Dots
Founded
2021
Country
United States
Website
usedots.com
Vendor Details
Company Name
Nickel
Founded
2021
Country
United States
Website
www.nickel.com
Product Features
Product Features
Payment Gateways
ACH / eCheck support
No
Buyer Authentication
No
Credit / Debit Support
No
Customer Information Storage
No
Fraud Prevention
No
Invoicing
No
Multi-Currency
No
PCI Compliance
No
Point-of-Sale (POS)
No
Recurring Billing / Subscriptions
No
Reporting / Analytics
No
Payment Processing
ACH Check Transactions
Yes
Bitcoin Compatible
No
Debit Card Support
Yes
Gift Card Management
No
Mobile Payments
Yes
Online Payments
Yes
POS Transactions
No
Receipt Printing
No
Recurring Billing
Yes
Signature Capture
No
Sales Tax
Address Validation
No
Audit Trail
Yes
Consumer Use Tax
No
Exemption Management
No
Tax Calculator
No
Tax Filing
No
Taxability Verification
No
Transaction Tracking
No
Value Added Tax (VAT)
No