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ease
features
design
support

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Description

Manage your finance stock, marketing, and B2B receivables to foster growth that aligns with your objectives. Defacto utilizes a variety of data sources to enhance its underwriting algorithm, which determines the maximum credit line available to you. Typically, Defacto relies on four categories of data: public, financial, historical, and peripheral data. As your financial information evolves, the starting credit limit will adapt accordingly, reflecting the relationship we are cultivating over time. This dynamic approach ensures that your credit access grows in tandem with your business development.

Description

Not every business scenario aligns well with traditional term loans, which often come with rigorous approval standards, substantial funding requirements, prolonged processing times, escalating interest rates, and a commitment to long-term repayment, making them unsuitable in certain circumstances. In such cases, Revenue-based Financing could prove to be the perfect alternative. This form of financing typically starts at amounts as low as $10,000 and bases approval more on a company's robust sales history and consistent annual revenue rather than solely on credit scores. Additionally, with shorter terms, businesses benefit from lower finance charges, making it a more manageable option. Revenue-based financing empowers businesses to seize opportunities they might otherwise miss due to insufficient funds, allowing for agility in decision-making. Furthermore, whether facing minor hiccups or significant challenges, this financing solution can provide the necessary capital quickly to tackle unforeseen problems effectively.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

Axonaut
Fygr
NetSuite
Odoo
Pennylane
Qonto
QuickBooks Online
Sellsy

Integrations

Axonaut
Fygr
NetSuite
Odoo
Pennylane
Qonto
QuickBooks Online
Sellsy

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Defacto

Founded

2021

Country

France

Website

www.getdefacto.com

Vendor Details

Company Name

Kapitus

Country

United States

Website

kapitus.com/products-services/revenue-based-financing/

Product Features

Product Features

Alternatives

Alternatives