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features
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Description

Debifi offers a non-custodial lending platform backed by Bitcoin, enabling borrowers to access institutional-grade liquidity while maintaining control over their assets. Developed by a team of Bitcoin enthusiasts, it employs a stringent three-of-four multisignature escrow mechanism, where the keys are generated on an independent device, ensuring that Debifi never possesses them, and are shared among the borrower, lender, and trusted third-party signers to promote transparency and prevent collateral rehypothecation. Users can access a user-friendly app to set up dedicated escrow addresses on the Bitcoin blockchain, start loan agreements, and handle repayments directly with lenders. The platform integrates a variety of global liquidity sources to present flexible lending options ranging from short-term financial assistance to five-year loans in stablecoins or fiat, complete with adjustable loan-to-value ratios and competitive, risk-adjusted interest rates. Institutional lenders are safeguarded through over-collateralization, a structured margin-call system, and automated liquidation processes, ensuring a secure lending environment. This innovative approach marks a significant advancement in the realm of decentralized finance.

Description

Liqwid is a decentralized, open-source protocol that operates algorithmically and without custodianship, catering to the needs of lenders, borrowers, and developers alike. Participants can effortlessly earn interest on their deposits while borrowing assets, benefiting from four distinct yield streams that generate returns on ADA. Users can quickly borrow any supported asset using their qToken balance, all while enjoying the advantages of zero trading fees and no slippage, coupled with a competitive annual percentage rate (APR) directly on the Cardano blockchain. By leveraging the Liqwid protocol, individuals gain access to a vast global liquidity pool for every asset available. This creates a seamless decentralized marketplace for both lenders and borrowers, constructed on Plutus smart contracts. Furthermore, Liqwid allows users to maintain liquidity and capitalize on their cryptocurrency holdings by enabling them to borrow stablecoins or other crypto assets, embodying the HODL philosophy. This innovative approach empowers users to maximize their financial potential while minimizing associated risks.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Bitcoin Yes 
Cardano No 
Epoch Yes 
Liquid Network Yes 

Integrations

Bitcoin No 
Cardano Yes 
Epoch No 
Liquid Network No 

Pricing Details

Free
Free Trial No 
Free Version Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows No 
Mac Yes 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Debifi

Founded

2021

Country

Switzerland

Website

debifi.com

Vendor Details

Company Name

Liqwid Labs

Website

www.liqwid.finance/

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