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Description
Debifi offers a non-custodial lending platform backed by Bitcoin, enabling borrowers to access institutional-grade liquidity while maintaining control over their assets. Developed by a team of Bitcoin enthusiasts, it employs a stringent three-of-four multisignature escrow mechanism, where the keys are generated on an independent device, ensuring that Debifi never possesses them, and are shared among the borrower, lender, and trusted third-party signers to promote transparency and prevent collateral rehypothecation. Users can access a user-friendly app to set up dedicated escrow addresses on the Bitcoin blockchain, start loan agreements, and handle repayments directly with lenders. The platform integrates a variety of global liquidity sources to present flexible lending options ranging from short-term financial assistance to five-year loans in stablecoins or fiat, complete with adjustable loan-to-value ratios and competitive, risk-adjusted interest rates. Institutional lenders are safeguarded through over-collateralization, a structured margin-call system, and automated liquidation processes, ensuring a secure lending environment. This innovative approach marks a significant advancement in the realm of decentralized finance.
Description
Liquidium is a decentralized protocol for Bitcoin lending that allows users to borrow BTC using Ordinals, Runes, and BRC-20 tokens as collateral, while also providing opportunities to lend BTC for returns of up to 380% APY. Borrowers can obtain Bitcoin loans by leveraging their digital assets, which are securely held in a Discreet Log Contract (DLC) until the loan is repaid, facilitating a quick and safe transaction process. Those who lend BTC earn interest on their contributions; if a borrower fulfills their repayment, the lender receives both the principal and accrued interest, whereas failure to repay results in the lender obtaining the collateral. All operations are inherently secured on the Bitcoin blockchain, with no need for wrapping or bridging, ensuring that only Bitcoin is utilized. Liquidium employs non-custodial escrows that utilize DLCs to maintain the security of collateral during the loan period. This innovative platform supports both borrowing and lending against various Bitcoin-based assets, including Ordinals, Runes, and BRC-20 tokens. By lending your BTC, you can earn interest while each transaction is backed by an inscription within a Bitcoin DLC, ensuring the integrity of the process. The unique structure of Liquidium promotes a trustless environment where users can engage confidently in Bitcoin lending activities.
API Access
Has API
API Access
Has API
Integrations
Bitcoin
Dotswap
Epoch
Liquid Network
Magic Eden
OKX
Orange Wallet
UniSat Wallet
Xverse
Integrations
Bitcoin
Dotswap
Epoch
Liquid Network
Magic Eden
OKX
Orange Wallet
UniSat Wallet
Xverse
Pricing Details
Free
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Debifi
Founded
2021
Country
Switzerland
Website
debifi.com
Vendor Details
Company Name
Liquidium
Founded
2022
Country
United States
Website
liquidium.fi/