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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

DiCOM stands out as a prominent supplier of software solutions focused on Credit Risk and Loan Review tailored for financial institutions. Their Credit Quality Solution (CQS) features a comprehensive range of automated tools that facilitate loan assessments, portfolio evaluations, and ongoing monitoring. By utilizing DiCOM's software, credit risk experts can effectively oversee risks, enhance transparency, and boost profitability by minimizing loan defaults. Committed to innovation, DiCOM aims to empower its clients to reach greater heights through cutting-edge software, dedicated customer support, and a strong presence in the industry. Ultimately, DiCOM strives to be a transformative partner for financial institutions in navigating the complexities of credit risk management.

Description

By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries. DirectID Solutions include: AFFORDABILITY Automated transaction categorisation, instant insights and income verification for any customer with a bank account, all allows for more informed affordability assessments. IDENTITY Perform bank account validation checks to confirm identity, and then go beyond basic checks through our financial insights. ONBOARDING Remove onboarding friction caused by paper documents. Get seamless onboarding, verify asserted income and gather bank transactions with instant analysis in seconds. COLLECTIONS Create more informed collections programmes and better customer experiences with direct data insights. CREDIT RISK Don't rely on aged credit data and self-asserted income. Our real-time data insights supplement credit bureau reports to enable smarter credit risk underwriting. OPERATIONAL EFFICIENCY Reduce time spent on the phones and assessing documents. Connect directly to customer bank data and get automatically categorised transactions in seconds, whilst also reducing fraud.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Le-Trader Yes 

Integrations

Le-Trader No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based No 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows Yes 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

DiCom Software

Country

United States

Website

www.dicomsoftware.com/cqs/

Vendor Details

Company Name

DirectID

Founded

2011

Country

United Kingdom

Website

directid.theidco.com

Product Features

Financial Risk Management

Compliance Management No 
Credit Risk Management Yes 
For Hedge Funds Yes 
Liquidity Analysis No 
Loan Portfolio Management Yes 
Market Risk Management No 
Operational Risk Management No 
Portfolio Management Yes 
Portfolio Modeling Yes 
Risk Analytics Benchmarks No 
Stress Tests Yes 
Value At Risk Calculation No 

Product Features

Financial Risk Management

Compliance Management Yes 
Credit Risk Management Yes 
For Hedge Funds Yes 
Liquidity Analysis No 
Loan Portfolio Management No 
Market Risk Management No 
Operational Risk Management No 
Portfolio Management No 
Portfolio Modeling No 
Risk Analytics Benchmarks No 
Stress Tests No 
Value At Risk Calculation No 

Fraud Detection

Access Security Management No 
Check Fraud Monitoring Yes 
Custom Fraud Parameters Yes 
For Banking Yes 
For Crypto No 
For Insurance Industry Yes 
For eCommerce No 
Internal Fraud Monitoring No 
Investigator Notes No 
Pattern Recognition No 
Transaction Approval No 

Identity Management

Access Certification No 
Compliance Management Yes 
Multifactor Authentication No 
Password Management No 
Privileged Account Management No 
Self-Service Access Request No 
Single Sign On No 
User Activity Monitoring No 
User Provisioning No 

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