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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

Cosmos is an enterprise-class software for debt recovery that uses advanced AI & Machine Learning. This cloud-based software can solve all your debt collection and recovery problems. You can manage your entire collection process on one platform, with integrated telephony as well as digital tools. Features: - Unified Credit & Collections Management System. - Use preferred contact channels, automated payments and workout options, as well as pre-delinquency assistance. - Management of compliance and performance by variable agents/third-party performance. - Software-as-a-Service, on-premises, and cloud-based deployment methods - Agents can connect with customers via voice, SMS, emails, and portals to achieve resolution.

Description

January revolutionizes the approach to debt collection by prioritizing a more human-centered methodology. Our innovative, technology-driven platform not only enhances recovery rates but also ensures that both creditors and borrowers are positioned for success. Clients utilizing January's services experience recovery rates that surpass the national average. With our automated compliance measures in place, we help shield against potential legal and reputational risks. Furthermore, borrowers have the flexibility to settle their debts according to their preferences. Unlike most collection agencies that depend on human memory to navigate a labyrinth of rules and regulations, we provide a robust solution that systematically enforces jurisdiction-specific requirements, thereby minimizing risks in a constantly evolving regulatory environment. Our borrower-centric digital strategy, combined with a favorable contingency fee model, enables January to consistently achieve superior gross and net recovery rates compared to our rivals, ultimately benefiting our clients and their financial outcomes. This commitment to excellence makes January not just a service provider but a trusted partner in financial recovery.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Bitget Wallet Yes 

Integrations

Bitget Wallet No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises Yes 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) Yes 
Online Support No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

Cosmos

Country

Australia

Website

collectcosmos.com

Vendor Details

Company Name

January

Website

www.january.com

Product Features

Debt Collection

Agency Management No 
Auto Dialer No 
Automated Notices No 
Callback Scheduling No 
Client Management No 
Commission Management No 
Compliance Management No 
Contact Management No 
Credit Bureau Reporting No 
In-House Collections No 
Payment Plans No 
Transaction Management No 

Product Features

Debt Collection

Agency Management No 
Auto Dialer No 
Automated Notices No 
Callback Scheduling No 
Client Management No 
Commission Management No 
Compliance Management No 
Contact Management No 
Credit Bureau Reporting No 
In-House Collections No 
Payment Plans No 
Transaction Management No 

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