Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
RATA Associates, a prominent provider of HMDA/CRA products and services within the lending compliance sector, ventured into the Fair Lending market with the introduction of Comply Fair Lending in 2004. This comprehensive software solution is designed in accordance with the Fair Lending Examination Procedures established by the FFIEC (Federal Financial Institutions Examination Council) and CFPB (Consumer Financial Protection Bureau), making it an efficient and economical tool for assessing potential risks in lending practices. The Comply Suite stands out as the most advanced, user-friendly, and cost-effective option available for Fair Lending risk assessment. Furthermore, Comply features a completely customizable scorecard editor that allows users to modify pre-existing templates or create entirely new ones from the ground up. Each of our scorecards is fully interactive, enabling users to delve into application data or initiate an automatic file review simply by clicking on a specific cell, enhancing the overall user experience and efficiency. This innovative approach not only simplifies compliance monitoring but also empowers lenders to proactively address potential Fair Lending issues.
Description
MeridianLink® Consumer is a cloud‑based consumer loan origination system designed to support scalable, digital‑first lending for financial institutions. From streamlined online applications to AI‑driven smart decisioning, the LOS supports personal loans, auto loans, HELOCs, and small business loans. With connectivity to hundreds of partner integrations, MeridianLink Consumer enables institutions to automate workflows, improve decision accuracy, and modernize every stage of the lending lifecycle.
API Access
Has API
No
API Access
Has API
No
Integrations
MeridianLink Access
No
MeridianLink Collect
No
MeridianLink Consulting
No
MeridianLink Data Connect
No
MeridianLink Engage
No
MeridianLink Insight
No
MeridianLink Mortgage
No
MeridianLink One
No
Integrations
MeridianLink Access
Yes
MeridianLink Collect
Yes
MeridianLink Consulting
Yes
MeridianLink Data Connect
Yes
MeridianLink Engage
Yes
MeridianLink Insight
Yes
MeridianLink Mortgage
Yes
MeridianLink One
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
Schedule a demo to see the solution in action and receive a customized pricing plan tailored to your organization's unique needs and goals.
Free Trial
No
Free Version
No
Deployment
Web-Based
No
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
Yes
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
No
Webinars
No
Live Training (Online)
No
In Person
No
Types of Training
Training Docs
Yes
Webinars
Yes
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
RATA Associates
Website
www.rataassociates.com/comply-fair-lending/
Vendor Details
Company Name
MeridianLink
Founded
1998
Country
United States
Website
www.meridianlink.com/products/consumer-lending-software/
Product Features
Compliance
Archiving & Retention
No
Artificial Intelligence (AI)
No
Audit Management
Yes
Compliance Tracking
No
Controls Testing
No
Environmental Compliance
No
FDA Compliance
No
HIPAA Compliance
No
ISO Compliance
No
Incident Management
No
OSHA Compliance
No
Risk Management
No
Sarbanes-Oxley Compliance
No
Surveys & Feedback
No
Version Control
No
Workflow / Process Automation
No
Product Features
Loan Origination
Amortization Schedule
Yes
Audit Trail
Yes
Closing Documents
Yes
Compliance Management
Yes
Customer Database
Yes
Digital Signature
Yes
Document Management
Yes
Fee Management
Yes
Loan Processing
Yes
Online Application
Yes
Loan Servicing
Accounting Management
Yes
Amortization Schedule
Yes
Application Management
Yes
Auto Loans
Yes
Automatic Funds Distribution
Yes
Business Loans
Yes
Collateral Tracking
No
Collections Management
No
Compliance Management
Yes
Construction Loans
No
Customer Database
Yes
Fee Management
Yes
Investor Management
No
Loan Processing
Yes
Student Loans
No