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features
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Description

RATA Associates, a prominent provider of HMDA/CRA products and services within the lending compliance sector, ventured into the Fair Lending market with the introduction of Comply Fair Lending in 2004. This comprehensive software solution is designed in accordance with the Fair Lending Examination Procedures established by the FFIEC (Federal Financial Institutions Examination Council) and CFPB (Consumer Financial Protection Bureau), making it an efficient and economical tool for assessing potential risks in lending practices. The Comply Suite stands out as the most advanced, user-friendly, and cost-effective option available for Fair Lending risk assessment. Furthermore, Comply features a completely customizable scorecard editor that allows users to modify pre-existing templates or create entirely new ones from the ground up. Each of our scorecards is fully interactive, enabling users to delve into application data or initiate an automatic file review simply by clicking on a specific cell, enhancing the overall user experience and efficiency. This innovative approach not only simplifies compliance monitoring but also empowers lenders to proactively address potential Fair Lending issues.

Description

Finezza (finezza.in) serves as a comprehensive, AI-powered lending intelligence platform tailored specifically for the regulated lending landscape in India, which includes banks, NBFCs, housing finance companies, microfinance institutions, and fintech lenders. This innovative platform oversees the entire loan lifecycle, encompassing digital origination, automated credit underwriting that incorporates both bureau and alternative data, efficient loan management, and AI-supported collections, all through a unified, API-centric interface. Additionally, Finezza features a co-lending module that is meticulously designed in accordance with the RBI's Co-Lending Model (CLM) guidelines, facilitating smooth partnerships between banks and NBFCs by automating fund flow distribution, dual underwriting processes, reconciliation, and compliance reporting. Boasting over 100 pre-built integrations such as CIBIL, Experian, Aadhaar eKYC, GST, ITR, bank statement analysis, and NACH, Finezza enables lenders to make credit decisions in under three seconds while also providing a comprehensive 360° view of borrowers, thus empowering financial institutions to grow more efficiently while maintaining regulatory adherence. This streamlined approach not only enhances operational efficiency but also fosters a more responsive lending environment.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

No images available

Integrations

No details available.

Integrations

No details available.

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

Custom
Free Trial No 
Free Version No 

Deployment

Web-Based No 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows Yes 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises Yes 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support No 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

RATA Associates

Website

www.rataassociates.com/comply-fair-lending/

Vendor Details

Company Name

Finezza

Founded

2019

Country

India

Website

finezza.in

Product Features

Compliance

Archiving & Retention No 
Artificial Intelligence (AI) No 
Audit Management Yes 
Compliance Tracking No 
Controls Testing No 
Environmental Compliance No 
FDA Compliance No 
HIPAA Compliance No 
ISO Compliance No 
Incident Management No 
OSHA Compliance No 
Risk Management No 
Sarbanes-Oxley Compliance No 
Surveys & Feedback No 
Version Control No 
Workflow / Process Automation No 

Product Features

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