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Average Ratings 0 Ratings
Description
Column is a nationally chartered bank specifically designed for developers and builders looking to create cutting-edge financial products. By developing its own core banking system, ledger, and data architecture, Column removes the reliance on traditional middleware, allowing developers to interact directly with the U.S. banking framework. This innovative strategy enables smooth integration with the Federal Reserve, making processes like money transfers, account setups, and card program management remarkably efficient. Among its primary services are ACH origination, wire transfers through FedWire, real-time book transfers, and the capability to open FDIC-insured bank accounts via a straightforward API. Moreover, Column empowers the creation of tailored card programs by providing unique Bank Identification Numbers (BINs) and ensuring compatibility with leading networks and issuer processors. In addition to these services, Column also offers a range of lending products, including loan origination, debt financing, and loan purchase initiatives, further assisting companies in expanding their lending capabilities. With its comprehensive suite of offerings, Column stands out as a valuable partner for those in the financial technology sector.
Description
With the increase in payment channels, the avenues available for fraudsters have also expanded, raising the potential liabilities for banks significantly. The rise of real-time payments, Open Banking, and digital interactions only serves to escalate these issues further. Conventional anti-fraud measures struggle to effectively thwart payment fraud, as they typically depend on numerous static and reactive rules that are inadequate for identifying emerging fraud patterns and often generate excessive false alarms. By utilizing cutting-edge 3D artificial intelligence (3D AI) technology, the NetGuardians platform, known as NG|Screener, provides real-time surveillance of all bank payment transactions, enhancing fraud detection while minimizing false positives. This advanced system pinpoints suspicious payments linked to social engineering tactics or scams, such as invoice redirection, romance fraud, and CEO impersonation, while also correlating these incidents with indicators of digital banking fraud, including eBanking and mBanking sessions compromised by malware or takeover fraud stemming from identity theft. As the financial landscape continues to evolve, innovative solutions like NG|Screener are essential for safeguarding banks and their customers against increasingly sophisticated fraud threats.
API Access
Has API
API Access
Has API
Integrations
No details available.
Integrations
No details available.
Pricing Details
$0.50 per transaction
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Column
Founded
2021
Country
United States
Website
column.com
Vendor Details
Company Name
NetGuardians
Founded
2007
Country
Switzerland
Website
www.netguardians.ch/
Product Features
Loan Origination
Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application
Product Features
Fraud Detection
Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval