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features
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support

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Description

Centime is the only all-in-one finance automation and banking platform built for mid-market businesses. Instead of juggling separate tools, Centime unifies AP, AR, expense management, forecasting, and banking in one system embedded directly in ERPs like NetSuite, Sage Intacct, and QuickBooks. Finance teams gain real-time visibility across the full cash cycle, eliminate inefficiencies, and turn finance into a strategic driver of growth. Core Capabilities: - Accounts Payable: AI-powered invoice capture, PO matching, approval workflows, supplier portal, and payments that earn 3.0% APY—transforming AP into a profit center. - Accounts Receivable: Automated invoicing, AI-driven collections, dispute management, and faster cash application to reduce DSO and improve predictability. - Expense Management: Mobile-first reporting, automated approvals, and policy enforcement, compatible with any card program. - Cash Forecasting: A dynamic 13-week rolling forecast with scenario planning and KPI tracking, helping leaders optimize liquidity. - Business Banking: High-yield checking, FDIC-insured sweeps, account aggregation, and cross-bank transfers—all from a single dashboard. Centime is purpose-built to work seamlessly inside the ERP, eliminating bolt-ons and manual reconciliations. Customers typically go live in 7–21 days, backed by award-winning onboarding and support. By combining automation, forecasting, and banking in one solution, Centime streamlines operations and gives businesses unmatched control over cash.

Description

Plooto is an accounts payable and accounts receivable automation platform designed to help businesses and accounting firms streamline payment workflows. It gives users one place to manage vendor payments, customer collections, approval routing, transaction tracking, and accounting reconciliation. Accounting firms can use Plooto to manage payments across multiple clients while setting up client-specific approval workflows and controls. SMBs can use the platform to reduce delays, prevent errors, and gain clearer visibility into what has been paid, what is pending, and what money is coming in. Plooto supports multiple payment methods, including EFT, ACH, credit cards, foreign exchange transactions, and international payments. Its two-way sync helps suppliers, customers, bills, invoices, and payments stay aligned with accounting systems such as QuickBooks and Xero. Custom approval rules notify the right approvers based on the workflows a business or client sets. Accounts receivable automation helps send invoices, collect payments, and sync payment activity back into accounting records. By combining payments, approvals, cash flow visibility, and accounting integrations, Plooto gives teams a more efficient way to control financial operations.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

QuickBooks Online Yes 
QuickBooks Online Advanced Yes 
AccessOwl No 
NetSuite Yes 
QuickBooks Desktop Pro Yes 
VS1 Cloud No 
Xero No 

Integrations

QuickBooks Online Yes 
QuickBooks Online Advanced Yes 
AccessOwl Yes 
NetSuite No 
QuickBooks Desktop Pro No 
VS1 Cloud Yes 
Xero Yes 

Pricing Details

From all-in-one finance automation solutions to a la carte features including: AR and AP automation, cash flow forecasting, banking and expense solutions, we can customize a quote tailored to your business needs.
Free Trial Yes 
Free Version No 

Pricing Details

$32/month
Free Trial Yes 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

Centime

Founded

2021

Country

United States

Website

www.centime.com

Vendor Details

Company Name

Plooto

Founded

2014

Country

Canada

Website

www.plooto.com

Product Features

Accounting

Accounts Payable Yes 
Accounts Receivable Yes 
Bank Reconciliation Yes 
Billing & Invoicing No 
CPA Firms Yes 
Cash Management Yes 
Cryptocurrency Support No 
Expense Tracking Yes 
Fixed Asset Management No 
Fund Accounting Yes 
General Ledger Yes 
Government No 
Multi-Currency No 
Nonprofits Yes 
Payroll Management No 
Project Accounting Yes 
Purchase Orders No 
Tax Management No 

Accounts Payable

Approval Process Control Yes 
Bank Reconciliation Yes 
Cash Management Yes 
Check Writing Yes 
Duplicate Payment Alert Yes 
Fraud Detection Yes 
General Ledger Entry Yes 
Vendor Management Yes 

Accounts Receivable

ACH Payment Processing Yes 
Billing & Invoicing No 
Check Processing Yes 
Collections Management Yes 
Online Payment Processing Yes 
Overpayment Processing Yes 
Partial Payments Yes 
Receivables Ledger No 
Recurring Billing No 

Auto Dealer Accounting

Buy-Here-Pay-Here No 
Collections Management Yes 
Expense Management No 
Financing Management No 
Inventory Management No 
Lease-Here-Pay-Here No 
Parts Management No 
Payroll Management No 
Recurring Billing No 
Sales Management No 
Sales Tax Management No 
Service Department No 

Bookkeeping

Accounts Payable Yes 
Accounts Receivable Yes 
Bank Reconciliation Yes 
Billing & Invoicing No 
Cash Management Yes 
Collections Yes 
Expense Tracking Yes 
Fixed Asset Management No 
General Ledger Yes 
Payroll No 
Revenue Recognition No 
Spend Management Yes 
Tax Management No 

Construction Accounting

Accounts Payable Yes 
Accounts Receivable Yes 
Billing & Invoicing No 
Budgeting & Forecasting Yes 
Cash Management Yes 
Construction Breakdowns No 
General Ledger Yes 
Job Costing No 
Overrun Projections No 
Payroll Management No 
Purchase Order Management No 
Quotes / Estimates No 

Financial Management

Budgeting & Forecasting Yes 
Cash Management Yes 
Consolidation / Roll-Up No 
Currency Management No 
Financial Reporting Yes 
Investment Management No 
Project Management No 
Revenue Recognition No 
Risk Management No 
Tax Management No 

Financial Reporting

"What If" Scenarios Yes 
Audit Trail Yes 
Balance Sheet Yes 
Cash Management Yes 
Consolidation / Roll-Up No 
Forecasting No 
General Ledger Yes 
Income Statements Yes 
Multi-Company No 
Multi-Department / Project No 
Profit / Loss Statement Yes 

Financial Services

Analytics No 
Branch Optimization No 
Channel Management No 
Compliance Management No 
Customer Engagement No 
Performance Management Yes 
Risk Management No 

Real Estate Accounting

Accounts Payable Yes 
Accounts Receivable Yes 
Bank Reconciliation Yes 
Commission Management No 
Contract Management No 
General Ledger Yes 
Mobile Access No 
Payroll No 
Property Development Management No 
Reporting / Analytics Yes 
Work Order Management No 

Product Features

Accounting

Accounts Payable Yes 
Accounts Receivable Yes 
Bank Reconciliation Yes 
Billing & Invoicing Yes 
CPA Firms Yes 
Cash Management Yes 
Cryptocurrency Support No 
Expense Tracking Yes 
Fixed Asset Management No 
Fund Accounting No 
General Ledger No 
Government No 
Multi-Currency Yes 
Nonprofits Yes 
Payroll Management No 
Project Accounting No 
Purchase Orders Yes 
Tax Management No 

Accounts Payable

Approval Process Control Yes 
Bank Reconciliation Yes 
Cash Management No 
Check Writing No 
Duplicate Payment Alert No 
Fraud Detection Yes 
General Ledger Entry No 
Vendor Management Yes 

Accounts Receivable

ACH Payment Processing No 
Billing & Invoicing Yes 
Check Processing No 
Collections Management Yes 
Online Payment Processing Yes 
Overpayment Processing No 
Partial Payments Yes 
Receivables Ledger No 
Recurring Billing Yes 

Billing and Invoicing

Billing Portal Yes 
Contact Database Yes 
Contingency Billing Yes 
Customer Portal No 
Customizable Invoices No 
Dunning Management Yes 
Hourly Billing No 
Invoice History Yes 
Mobile Payments No 
Multi-Currency Yes 
Online Invoicing Yes 
Online Payments Yes 
Payment Processing Yes 
Project Billing Yes 
Recurring/Subscription Billing Yes 
Service Ticket Billing Yes 
Tax Calculator Yes 

Construction Accounting

Accounts Payable Yes 
Accounts Receivable Yes 
Billing & Invoicing Yes 
Budgeting & Forecasting No 
Cash Management Yes 
Construction Breakdowns No 
General Ledger Yes 
Job Costing No 
Overrun Projections No 
Payroll Management No 
Purchase Order Management No 
Quotes / Estimates No 

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