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Average Ratings 0 Ratings
Description
CASHe stands out as the leading personal loan and credit line application in India, providing immediate loan access of up to ₹3,00,000 with adaptable repayment schedules that can extend from 9 to 18 months. The entire application process is managed digitally, requiring very little documentation, and once approved, funds are swiftly transferred to the user's bank account within minutes. To determine creditworthiness, CASHe has developed a unique AI-driven credit scoring method known as the Social Loan Quotient (SLQ), which allows young professionals, even those without a formal credit history, to benefit from financial services. Beyond personal loans, users can take advantage of a pre-approved CASHe Limit that enables them to withdraw funds as needed and repay through manageable EMIs, paying interest solely on the amount used. The platform also features Buy Now Pay Later (BNPL) options for shopping with major online retailers such as Amazon and Flipkart, as well as opportunities for investments in digital gold and specially curated investment products. With its innovative approach, CASHe empowers a new generation to achieve their financial goals seamlessly.
Description
Loanbaba is a digital lending platform based in India that provides rapid personal loans, with approval and funds disbursed in as little as 15 minutes. The entire application procedure is conducted online and is paperless, featuring RBI-approved video KYC for verifying customer identities. Borrowers have the option to choose repayment periods ranging from 3 to 18 months, with interest rates beginning at 18% annually. To facilitate these loans, Loanbaba partners with Non-Banking Financial Companies (NBFCs) that are registered and regulated by the RBI, eliminating the need for collateral. The service also includes a mobile app designed for Android users, allowing them to apply for loans, monitor their application status, and manage their repayments with ease. To qualify, applicants must be salaried individuals aged at least 23 and earn a minimum net monthly income of ₹25,000. Furthermore, Loanbaba places a strong emphasis on user data security, employing encrypted connections to protect sensitive information. This commitment to security and user-friendly services makes Loanbaba a notable choice for individuals seeking quick financial assistance.
API Access
Has API
No
API Access
Has API
No
Integrations
Flipkart
No
Pricing Details
Free
Free Trial
No
Free Version
Yes
Pricing Details
Free
Free Trial
No
Free Version
Yes
Deployment
Web-Based
No
On-Premises
No
iPhone App
Yes
iPad App
No
Android App
Yes
Windows
No
Mac
Yes
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Vendor Details
Company Name
CASHe
Country
India
Website
www.cashe.co.in/
Vendor Details
Company Name
Loanbaba
Founded
2015
Country
India
Website
www.loanbaba.com