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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

CARFAX gathers data from over 112,000 sources, which includes every motor vehicle agency across the U.S. and Canada, in addition to various auto auctions, police and fire departments, collision repair shops, rental agencies, and fleet management services. Their Vehicle History Reports™ cover all used cars and light trucks from the 1981 model year onwards. By utilizing the distinctive 17-character vehicle identification number (VIN), CARFAX can quickly produce a report from a database that consists of more than 26 billion records. Each report provides critical information that may influence a buyer's decision regarding the purchase of a used vehicle. Furthermore, the CARFAX Buyback Guarantee minimizes the risks associated with buying pre-owned cars; if a report does not reveal a DMV-issued branded title, such as salvage or odometer discrepancies, CARFAX pledges to repurchase the vehicle at the full price. This assurance is a significant benefit for consumers who want peace of mind when investing in a used vehicle.

Description

MeridianLink® DecisionLender® is an indirect auto lending platform built to support financial institutions operating in competitive, dealer‑driven environments. Dealers submit applications through major industry portals, receive instant decisions, complete e‑contracts, and fund faster—while institutions reduce errors, increase deal capture, and minimize operational overhead. Configurable workflows allow institutions to tailor decision rules, dealer scoring, verification steps, STIP requirements, and funding processes. Automated counteroffers generate alternative loan structures in real time to preserve more deals. Dynamic rate and dealer reserve calculations apply pricing and participation models consistently across applications. Integrations with DealerTrack, RouteOne®, CUDL®, Kelley Blue Book®, Black Book®, and CARFAX® support faster, more accurate decisions. Built‑in tools like e‑contracting, digital documents, ACH funding, real‑time reporting, advanced decisioning, and a responsive interface help shorten loan cycle times and improve dealer satisfaction.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

No images available

Integrations

Auction Edge Yes 
Auction Simplified Yes 
Auto Data Yes 
AutoLeap Yes 
Autodeals Yes 
Axon Fusus Yes 
DealerSpin360 Yes 
Droptop Yes 
EasyRO Yes 
GTX Yes 
MeridianLink One No 
Omega EDI Yes 
OrbisX Yes 
Polonious Yes 
Shop4D Yes 
Spyne Yes 
Tire Power Yes 
TireMaster Yes 
Vehicle Acquisition Network (VAN) Yes 

Integrations

Auction Edge No 
Auction Simplified No 
Auto Data No 
AutoLeap No 
Autodeals No 
Axon Fusus No 
DealerSpin360 No 
Droptop No 
EasyRO No 
GTX No 
MeridianLink One Yes 
Omega EDI No 
OrbisX No 
Polonious No 
Shop4D No 
Spyne No 
Tire Power No 
TireMaster No 
Vehicle Acquisition Network (VAN) No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

Schedule a demo to see the solution in action and receive a customized pricing plan tailored to your organization's unique needs and goals.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

CARFAX

Founded

1986

Country

United States

Website

www.carfax.com

Vendor Details

Company Name

MeridianLink

Founded

1998

Country

United States

Website

www.meridianlink.com/products/decisionlender/

Product Features

Auto Dealer

Accounting No 
Buy-Here-Pay-Here No 
Collections Management No 
Contact Database No 
Customer Database No 
Document Management No 
F&I Management No 
Financing Management No 
Form Printing No 
Inventory Management No 
Lease Management No 
New Car Dealer No 
New Car Lot No 
Online Inventory No 
Parts Management No 
Sales Management No 
Service Department No 
Used Car Lot No 
Website Integration No 

Marketplace

Catalog Management No 
Category Management No 
Fee / Commission Management No 
Order Management No 
Payment Processing No 
Promotions Management No 
Returns Management No 
SEO Management No 
Shopping Cart No 
Vendor Portal No 

Product Features

Loan Origination

Amortization Schedule No 
Audit Trail Yes 
Closing Documents Yes 
Compliance Management Yes 
Customer Database Yes 
Digital Signature Yes 
Document Management Yes 
Fee Management Yes 
Loan Processing Yes 
Online Application Yes 

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