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Description
Beforepay is a financial service based in Australia that enables individuals to access as much as $2,000 of their earned income ahead of payday for a flat fee of 5%, free from interest or concealed charges. The process of applying is simple: users must download the Beforepay app, securely link their bank accounts for financial verification, and once they are approved, funds are typically transferred directly into their accounts within minutes. Repayment is structured to match the user's pay schedule, allowing it to be divided into as many as four manageable installments, which adds convenience and flexibility. Moreover, the app includes a complimentary budgeting tool that generates a customized budget based on individual spending habits, assisting users in maintaining their financial health. Designed with ethical lending practices in mind, Beforepay ensures transparency in its fees and does not influence users' credit scores, ultimately aiming to empower individuals with better control over their financial futures. By providing this service, Beforepay seeks to alleviate the stress of financial emergencies and promote responsible money management.
Description
Loanbaba is a digital lending platform based in India that provides rapid personal loans, with approval and funds disbursed in as little as 15 minutes. The entire application procedure is conducted online and is paperless, featuring RBI-approved video KYC for verifying customer identities. Borrowers have the option to choose repayment periods ranging from 3 to 18 months, with interest rates beginning at 18% annually. To facilitate these loans, Loanbaba partners with Non-Banking Financial Companies (NBFCs) that are registered and regulated by the RBI, eliminating the need for collateral. The service also includes a mobile app designed for Android users, allowing them to apply for loans, monitor their application status, and manage their repayments with ease. To qualify, applicants must be salaried individuals aged at least 23 and earn a minimum net monthly income of ₹25,000. Furthermore, Loanbaba places a strong emphasis on user data security, employing encrypted connections to protect sensitive information. This commitment to security and user-friendly services makes Loanbaba a notable choice for individuals seeking quick financial assistance.
API Access
Has API
API Access
Has API
Integrations
No details available.
Integrations
No details available.
Pricing Details
Free
Free Trial
Free Version
Pricing Details
Free
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Beforepay
Founded
2019
Country
Australia
Website
www.beforepay.com.au
Vendor Details
Company Name
Loanbaba
Founded
2015
Country
India
Website
www.loanbaba.com