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Description
Beforepay is a financial service based in Australia that enables individuals to access as much as $2,000 of their earned income ahead of payday for a flat fee of 5%, free from interest or concealed charges. The process of applying is simple: users must download the Beforepay app, securely link their bank accounts for financial verification, and once they are approved, funds are typically transferred directly into their accounts within minutes. Repayment is structured to match the user's pay schedule, allowing it to be divided into as many as four manageable installments, which adds convenience and flexibility. Moreover, the app includes a complimentary budgeting tool that generates a customized budget based on individual spending habits, assisting users in maintaining their financial health. Designed with ethical lending practices in mind, Beforepay ensures transparency in its fees and does not influence users' credit scores, ultimately aiming to empower individuals with better control over their financial futures. By providing this service, Beforepay seeks to alleviate the stress of financial emergencies and promote responsible money management.
Description
CASHe stands out as the leading personal loan and credit line application in India, providing immediate loan access of up to ₹3,00,000 with adaptable repayment schedules that can extend from 9 to 18 months. The entire application process is managed digitally, requiring very little documentation, and once approved, funds are swiftly transferred to the user's bank account within minutes. To determine creditworthiness, CASHe has developed a unique AI-driven credit scoring method known as the Social Loan Quotient (SLQ), which allows young professionals, even those without a formal credit history, to benefit from financial services. Beyond personal loans, users can take advantage of a pre-approved CASHe Limit that enables them to withdraw funds as needed and repay through manageable EMIs, paying interest solely on the amount used. The platform also features Buy Now Pay Later (BNPL) options for shopping with major online retailers such as Amazon and Flipkart, as well as opportunities for investments in digital gold and specially curated investment products. With its innovative approach, CASHe empowers a new generation to achieve their financial goals seamlessly.
API Access
Has API
API Access
Has API
Integrations
Flipkart
Pricing Details
Free
Free Trial
Free Version
Pricing Details
Free
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Beforepay
Founded
2019
Country
Australia
Website
www.beforepay.com.au
Vendor Details
Company Name
CASHe
Country
India
Website
www.cashe.co.in/