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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

Atoa is a UK payments platform designed to help businesses save time and money by accepting Pay by Bank and card payments in one place. The platform lets customers pay through major bank apps, payment links, QR codes, online checkouts, and in-person POS terminals. Atoa’s Pay by Bank option helps businesses lower transaction fees, receive funds faster, and reduce the operational friction that comes with traditional card processing. Its card payment tools support Visa and Mastercard payments through modern terminals built for everyday business use. Businesses can manage payment collection, settlement, reminders, refunds, partial payments, reconciliation, and reporting from one dashboard. Atoa also helps finance teams reduce manual work with real-time visibility, smart automation, and faster follow-up on unpaid balances. The platform integrates with ecommerce, accounting, banking, and developer tools through lightweight SDKs, APIs, and ready-made integration kits. Atoa is FCA authorised and highlights security standards such as ISO 27001 and SOC 2 certification. By combining Pay by Bank, card acceptance, faster settlement, lower fees, and finance automation, Atoa gives UK businesses a simpler way to manage modern payments.

Description

MONEI makes it easy to do everything MONEI allows you to accept online and offline payments. MONEI can be integrated directly to your website or online shop with just one line of code (or none at all). MONEI protects against fraud, issues refunds, and helps you succeed in your business. This is the simplest and most cost-effective way to make money from your website. Move money with ease Transparently and securely transfer your money online -- there is no paperwork or compliance required when accepting payments to open a business. MONEI integration will increase your conversion rates. Our capabilities and features are unbeatable. It's insanely simple MONEI was designed so that anyone can use it. Tomorrow you will be your six-year-old child, on their journey to conquering the business world. It takes a few clicks to get it done.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

No images available

Screenshots View All

Integrations

Shopify Yes 
Xero Yes 

Integrations

Shopify Yes 
Xero No 

Pricing Details

70 euro
Free Trial Yes 
Free Version No 

Pricing Details

$0
Fees, Chargebacks, and Refunds

No setup fees, no monthly fees. You don’t sell, you don’t pay. Simple schema of fees: % over the total amount of the transaction and a small fixed fee per transaction, no matter how big is the amount.

In the event of a refund, MONEI will return the entire transaction fees (percentage + fixed)

There is a chargeback fee of €15, though this amount will be returned to you if the dispute is resolved in your favor.
Free Trial Yes 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App Yes 
iPad App Yes 
Android App Yes 
Windows Yes 
Mac Yes 
Linux No 
Chromebook Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Atoa Payments Limited

Country

Unites Kingdom

Website

paywithatoa.co.uk

Vendor Details

Company Name

Microapps sl

Founded

2014

Country

Spain

Website

monei.net

Product Features

Credit Card Processing

Cash Transactions No 
Contactless NFC No 
Electronic Receipts No 
Electronic Signature No 
Mobile Card Reader No 
PCI Compliance No 

Product Features

Billing and Invoicing

Billing Portal Yes 
Contact Database No 
Contingency Billing No 
Customer Portal No 
Customizable Invoices Yes 
Dunning Management No 
Hourly Billing No 
Invoice History No 
Mobile Payments Yes 
Multi-Currency Yes 
Online Invoicing Yes 
Online Payments Yes 
Payment Processing Yes 
Project Billing Yes 
Recurring/Subscription Billing Yes 
Service Ticket Billing No 
Tax Calculator No 

Credit Card Processing

Cash Transactions No 
Contactless NFC No 
Electronic Receipts No 
Electronic Signature No 
Mobile Card Reader No 
PCI Compliance Yes 

Payment Gateways

ACH / eCheck support No 
Buyer Authentication No 
Credit / Debit Support No 
Customer Information Storage No 
Fraud Prevention No 
Invoicing No 
Multi-Currency No 
PCI Compliance No 
Point-of-Sale (POS) No 
Recurring Billing / Subscriptions No 
Reporting / Analytics No 

Payment Processing

ACH Check Transactions No 
Bitcoin Compatible Yes 
Debit Card Support Yes 
Gift Card Management No 
Mobile Payments Yes 
Online Payments Yes 
POS Transactions Yes 
Receipt Printing No 
Recurring Billing Yes 
Signature Capture No 

Shopping Cart

Abandoned Cart Saver No 
Catalog Management No 
Credit Card Processing Yes 
Discount / Coupon Management No 
Inventory Control No 
Product Configurator No 
Product Ratings / Reviews No 
Refund Management Yes 
Returns Management No 
Shipping Management No 
Tax Management No 

Alternatives

Alternatives

ProPay Reviews

ProPay

TSYS