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features
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support

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Description

@Pay is a pioneering DEFI (Decentralized Finance) platform that introduces the first BNPL (Buy Now Pay Later) service leveraging blockchain technology and its own dedicated cryptocurrency. By employing smart contracts and blockchain solutions, @Pay is set to deliver substantial cost reductions for all participants within its ecosystem. The platform aspires to become a vital player in facilitating DEFI solutions for both eCommerce and physical retail, catering to the needs of shoppers and merchants alike. Users will have the flexibility to settle their purchases using any supported cryptocurrency stored in their @Pay wallet. Additionally, shoppers will benefit from a rewards program designed to ensure that all contributors to the ecosystem gain from their participation. The @Pay token serves as the core governance mechanism for the protocol, promoting decentralized decision-making. Furthermore, ensuring a wide distribution of tokens across users, merchants, and marketplaces will incentivize active involvement and enhance community engagement. This inclusive approach aims to create a thriving ecosystem that empowers all stakeholders.

Description

FlexiLay is an innovative layby solution designed to support ecommerce sellers by enabling customers to pay for their purchases in installments—without relying on credit, lending, or traditional Buy Now Pay Later options. Customers can select their deposit amount and preferred payment timeline, securely completing transactions through Stripe, and will receive their orders once the total payment is finalized. This platform is tailored for integration with ecommerce systems such as Shopify, with plans to expand to WooCommerce and other systems in the future. FlexiLay empowers sellers by providing a streamlined and automated method to present flexible payment solutions while maintaining control over their customer interactions. Merchants have the flexibility to customize payment structures, including deposit amounts and payment intervals, while consumers enjoy a clear and debt-free payment process. Our goal is to enhance the accessibility of flexible payment options, enabling merchants to attract more buyers and offering consumers a more strategic approach to managing their budgets for desired products. We believe this approach fosters a healthier spending environment for everyone involved.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

No images available

Integrations

Adaptive Security Yes 
Algorand Yes 
BNB Smart Chain (BSC) Yes 
Odoo No 
QuickBooks Accountants No 
Shopify No 
Solana Yes 
Stripe No 
WooCommerce No 
Xero No 

Integrations

Adaptive Security No 
Algorand No 
BNB Smart Chain (BSC) No 
Odoo Yes 
QuickBooks Accountants Yes 
Shopify Yes 
Solana No 
Stripe Yes 
WooCommerce Yes 
Xero Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

0
Free Trial Yes 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs No 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

@Pay

Country

Australia

Website

atpay.io

Vendor Details

Company Name

FlexiLay Pty Ltd

Founded

2025

Country

Australia

Website

flexilay.com

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Product Features

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