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Description
@Pay is a pioneering DEFI (Decentralized Finance) platform that introduces the first BNPL (Buy Now Pay Later) service leveraging blockchain technology and its own dedicated cryptocurrency. By employing smart contracts and blockchain solutions, @Pay is set to deliver substantial cost reductions for all participants within its ecosystem. The platform aspires to become a vital player in facilitating DEFI solutions for both eCommerce and physical retail, catering to the needs of shoppers and merchants alike. Users will have the flexibility to settle their purchases using any supported cryptocurrency stored in their @Pay wallet. Additionally, shoppers will benefit from a rewards program designed to ensure that all contributors to the ecosystem gain from their participation. The @Pay token serves as the core governance mechanism for the protocol, promoting decentralized decision-making. Furthermore, ensuring a wide distribution of tokens across users, merchants, and marketplaces will incentivize active involvement and enhance community engagement. This inclusive approach aims to create a thriving ecosystem that empowers all stakeholders.
Description
Our robust omnichannel commerce solutions empower businesses to tap into new markets and expand internationally without the constraints of borders, currencies, or outdated mindsets. With Carat’s all-in-one commerce engine, the entire process becomes smooth, simple, and secure. We have integrated our range of solutions into a potent technological ecosystem that facilitates commerce creation. Our always-on APIs support over 30 fundamental and advanced features, which include an intelligent routing system and a business logic layer. A unified integration connects financial institutions, merchants, experience providers, and more, allowing you to develop a diverse range of commerce opportunities. As we continuously enhance our commerce ecosystem and upgrade our technology infrastructure, we ensure that our clients remain ahead of the curve in a rapidly evolving market landscape. This commitment to innovation enables us to adapt to emerging trends and meet the ever-changing needs of our clients effectively.
API Access
Has API
No
API Access
Has API
No
Integrations
Adaptive Security
Yes
Algorand
Yes
BNB Smart Chain (BSC)
Yes
Solana
Yes
Integrations
Adaptive Security
No
Algorand
No
BNB Smart Chain (BSC)
No
Solana
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
@Pay
Country
Australia
Website
atpay.io
Vendor Details
Company Name
Fiserv
Founded
1984
Country
United States
Website
merchants.fiserv.com/en-us/products/merchants/carat/
Product Features
Product Features
eCommerce
CRM
No
Catalog Management
No
Channel Management
No
Customer Accounts
No
Data Security
No
Email Marketing
No
Inventory Management
No
Kitting
No
Loyalty Program
No
Mobile Access
No
Multi-Store Management
No
Order Management
No
Product Configurator
No
Promotions Management
No
Returns Management
No
Reviews Management
No
SEO Management
No
Shopping Cart
No
Templates
No
