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Average Ratings 0 Ratings

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features
design
support

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Description

Arch Lending provides crypto-backed loans that allow holders of digital assets to access liquidity without the need to sell their investments. By using Bitcoin, Ethereum, or Solana as collateral, borrowers can receive funds in fiat USD or USDC without undergoing a credit check, typically accessing their money on the same day while ensuring their assets are not rehypothecated. The collateral is maintained in secure custody and is never utilized for lending or other purposes. With an annual percentage rate starting around 9.50%, these loans offer flexible terms of up to 24 months, with options for pay-down or rollover, and the potential to increase borrowing as the value of collateral rises. Emphasizing trust and security, Arch’s business model ensures that clients' assets are not used, maintaining a one-to-one holding of collateral in secure custody. The platform caters to both individual and institutional clients, offering specialized services for “private wealth” individuals as well as tailored lending solutions for institutions. This commitment to security and flexibility underscores Arch Lending's goal of building lasting relationships with its borrowers.

Description

Fulcrum stands out as a robust DeFi platform tailored for tokenized lending and margin trading activities. As a fully decentralized margin trading platform, it eliminates the necessity for any form of verification, including KYC or AML processes. Users can confidently lend or trade while retaining complete control over their keys and assets through our non-custodial approach. The platform features iTokens, which allow holders to earn interest on borrowed funds, and pTokens that facilitate the composability of margin positions. In instances where positions become undercollateralized, only a portion is liquidated to adjust the margin maintenance from 15% to 25%. Users can enjoy a seamless trading experience due to automatic position renewals and the absence of rollover fees. The foundational bZx protocol has undergone a thorough audit by the esteemed blockchain security firm ZK Labs, ensuring its reliability. To provide accurate price information, the platform utilizes Chainlink’s decentralized oracle network. Additionally, if undercollateralized loans are not liquidated correctly, lenders are compensated from a reserve created by allocating 10% of the interest paid by borrowers. This structure not only protects lenders but also enhances the overall security and efficiency of the trading environment.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Ethereum Yes 
Authereum No 
BNB Smart Chain (BSC) No 
Base App No 
Bitcoin Yes 
Causal No 
Fortmatic No 
Galaxy Yes 
Ledger No 
MetaMask No 
Polygon No 
Portis No 
QuickBooks Online No 
Solana Yes 
Torus No 
Trezor No 
Trust Wallet No 
WalletConnect No 
Zoho Directory No 

Integrations

Ethereum Yes 
Authereum Yes 
BNB Smart Chain (BSC) Yes 
Base App Yes 
Bitcoin No 
Causal Yes 
Fortmatic Yes 
Galaxy No 
Ledger Yes 
MetaMask Yes 
Polygon Yes 
Portis Yes 
QuickBooks Online Yes 
Solana No 
Torus Yes 
Trezor Yes 
Trust Wallet Yes 
WalletConnect Yes 
Zoho Directory Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

0.15% trading fee
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Arch

Founded

2022

Country

United States

Website

archlending.com

Vendor Details

Company Name

Fulcrum

Founded

2017

Country

United States

Website

fulcrum.trade/

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