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Average Ratings 0 Ratings

Total
ease
features
design
support

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Description

Aloan streamlines the process of underwriting commercial loans for various financial institutions, including banks, credit unions, and lenders. By enabling lenders to upload their credit policy documents, the system efficiently sets up the necessary lending guidelines, data prerequisites, and compliance checklists. Borrowers can apply for loans through a customized portal, where each application undergoes verification against the lender’s policies prior to being sent to an underwriter for review. The platform intelligently sorts and organizes borrower documentation—such as tax returns, financial statements, bank statements, and rent rolls—ensuring that each document is accurately linked to the appropriate entity within complex multi-borrower arrangements. It also extracts financial data into standardized spreadsheets, with all figures clearly sourced back to their original documents. Credit memos are automatically produced, summarizing borrower information, financial assessments, compliance with policies, and suggested actions. Furthermore, Aloan integrates seamlessly with existing loan origination systems using REST APIs, while its implementation process encompasses policy ingestion, template setup, and comprehensive training for teams. This holistic approach not only enhances efficiency but also reduces the likelihood of errors in the underwriting process.

Description

The process involves the automated gathering, extraction, harmonization, and tracking of data and its origins from a variety of financial, legal, and operational documents. The Collatio® Financial Spreading tool is an automated application that facilitates precise data extraction, reconciliation, and analysis of various financial statements, including Balance Sheets, Profit and Loss Statements, and Cash Flow Statements. Additionally, Collatio® Invoice Reconciliation provides users with the capability to automatically extract data from invoices and reconcile it with Statements of Work, Purchase Orders, and Master Service Agreements. Furthermore, Collatio® Enhanced Due Diligence is an AI-driven application that allows for entity verification and real-time validation against comprehensive global checklists by utilizing both internal and external data sources. This suite of tools streamlines complex financial processes and enhances overall operational efficiency.

API Access

Has API Yes 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

CRS Credit API Yes 
Flinks Yes 
Plaid Yes 
Stripe Identity Yes 

Integrations

CRS Credit API No 
Flinks No 
Plaid No 
Stripe Identity No 

Pricing Details

Contact us for pricing
Custom pricing based on institution size and loan volume. Includes implementation, training, and ongoing support.
Free Trial Yes 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) Yes 
In Person Yes 

Types of Training

Training Docs No 
Webinars No 
Live Training (Online) Yes 
In Person No 

Vendor Details

Company Name

Aloan

Founded

2024

Country

United States

Website

aloan.ai

Vendor Details

Company Name

Scry AI

Founded

2014

Country

United States

Website

scryai.com

Product Features

Commercial Loan

Asset Management Yes 
Audit Trail Yes 
Complex Debt Structures Yes 
Dashboard Yes 
Document Management Yes 
Exposure Management No 
Lead Management No 
Pipeline Management No 
Risk Management Yes 
Trend Analysis Yes 

Product Features

AML

Behavioral Analytics No 
Case Management No 
Compliance Reporting No 
Identity Verification No 
Investigation Management No 
PEP Screening No 
Risk Assessment No 
SARs No 
Transaction Monitoring No 
Watch List No 

Data Extraction

Disparate Data Collection No 
Document Extraction No 
Email Address Extraction No 
IP Address Extraction No 
Image Extraction No 
Phone Number Extraction No 
Pricing Extraction No 
Web Data Extraction No 

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