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Average Ratings 1 Rating
Description
AllCloud stands as a Unified Lending Technology platform that consolidates multiple facets of the lending process—including loan origination, management, and collections—into one cohesive solution. This integration empowers lenders to expedite loan processing while enhancing security and precision, ultimately creating an outstanding experience for both borrowers and lenders alike.
A primary advantage of Unified Lending Technology is its capacity to accelerate market entry. It enables organizations to effortlessly configure credit products tailored to diverse customer requirements, facilitated by numerous integrations and a robust low-code platform. By minimizing the time needed to introduce new offerings, this technology equips businesses with a significant competitive advantage.
In addition to its speed, Unified Lending Technology also boasts formidable security and compliance capabilities. Utilizing top-tier cloud infrastructure ensures that data remains secure at a banking standard and is automatically compliant. Furthermore, the combination of innovation and reliability in this platform allows lenders to focus on growth and customer satisfaction while minimizing risks associated with lending operations.
Description
Aloan streamlines the process of underwriting commercial loans for various financial institutions, including banks, credit unions, and lenders. By enabling lenders to upload their credit policy documents, the system efficiently sets up the necessary lending guidelines, data prerequisites, and compliance checklists. Borrowers can apply for loans through a customized portal, where each application undergoes verification against the lender’s policies prior to being sent to an underwriter for review. The platform intelligently sorts and organizes borrower documentation—such as tax returns, financial statements, bank statements, and rent rolls—ensuring that each document is accurately linked to the appropriate entity within complex multi-borrower arrangements. It also extracts financial data into standardized spreadsheets, with all figures clearly sourced back to their original documents. Credit memos are automatically produced, summarizing borrower information, financial assessments, compliance with policies, and suggested actions. Furthermore, Aloan integrates seamlessly with existing loan origination systems using REST APIs, while its implementation process encompasses policy ingestion, template setup, and comprehensive training for teams. This holistic approach not only enhances efficiency but also reduces the likelihood of errors in the underwriting process.
API Access
Has API
Yes
API Access
Has API
Yes
Integrations
Aleph
Yes
CRS Credit API
No
Eco
Yes
Flinks
No
Plaid
No
Stripe Identity
No
Integrations
Aleph
No
CRS Credit API
Yes
Eco
No
Flinks
Yes
Plaid
Yes
Stripe Identity
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
Contact us for pricing
Custom pricing based on institution size and loan volume. Includes implementation, training, and ongoing support.
Free Trial
Yes
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
Yes
iPad App
Yes
Android App
Yes
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
No
Webinars
No
Live Training (Online)
Yes
In Person
No
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Vendor Details
Company Name
AllCloud Enterprise Solutions
Founded
2015
Country
India
Website
www.allcloud.in/
Vendor Details
Company Name
Aloan
Founded
2024
Country
United States
Website
aloan.ai
Product Features
Commercial Loan
Asset Management
No
Audit Trail
No
Complex Debt Structures
Yes
Dashboard
Yes
Document Management
No
Exposure Management
No
Lead Management
No
Pipeline Management
No
Risk Management
No
Trend Analysis
No
Loan Origination
Amortization Schedule
Yes
Audit Trail
Yes
Closing Documents
Yes
Compliance Management
Yes
Customer Database
Yes
Digital Signature
Yes
Document Management
Yes
Fee Management
No
Loan Processing
Yes
Online Application
Yes
Loan Servicing
Accounting Management
Yes
Amortization Schedule
Yes
Application Management
Yes
Auto Loans
Yes
Automatic Funds Distribution
Yes
Business Loans
Yes
Collateral Tracking
Yes
Collections Management
Yes
Compliance Management
Yes
Construction Loans
No
Customer Database
Yes
Fee Management
Yes
Investor Management
Yes
Loan Processing
Yes
Student Loans
No
Mortgage and Loans
Amortization Schedule
Yes
Client Database
Yes
Closing Documents
Yes
Commercial Mortgages
Yes
Contact Management
No
Credit Reporting
Yes
Customer Statements
Yes
Document Management
Yes
Electronic Applications
No
Government Loans
No
Loan Origination
Yes
Loan Servicing
Yes
Pipeline Management
Yes
Pre-Qualification
Yes
Refinance Management
No
Residential Mortgages
No
Product Features
Commercial Loan
Asset Management
Yes
Audit Trail
Yes
Complex Debt Structures
Yes
Dashboard
Yes
Document Management
Yes
Exposure Management
No
Lead Management
No
Pipeline Management
No
Risk Management
Yes
Trend Analysis
Yes