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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

Akoya is a secure, API-driven platform for open finance that empowers financial institutions, fintech companies, and data aggregators to share consumer-authorized financial information in a compliant and transparent manner. Serving as a data access network, it links banks and financial data providers with authorized third-party applications, enabling consumers to utilize fintech services securely without the need to disclose their usernames or passwords. By offering a single integration point, organizations can connect with thousands of financial institutions and applications, simplifying the integration process and significantly decreasing the complexity associated with ongoing development and maintenance. The platform is entirely reliant on API-based connections, eliminating outdated techniques such as screen scraping and promoting secure, permissioned data sharing, which allows users to maintain full control over their data and manage or revoke access whenever they choose. Moreover, this innovative approach not only enhances security but also fosters greater trust between consumers and service providers in the financial ecosystem.

Description

We are closing the divide between raw information and actionable insights, enabling you to cater to more clients, enhance your product offerings, and make more informed choices. This innovative method redefines how we assess financial health and creditworthiness. Utilize cash flow underwriting to effectively gauge the risk of credit defaults while also scoring consumers with limited or no credit history. Organize, classify, and enrich chaotic transaction data to produce clear, streamlined, and precise account activity reports. Extract critical insights related to consumer financial status, such as liquid assets, outstanding financial commitments, and spending behaviors. Examine banking transactions to determine gross and net earnings, assess income reliability, employment status, and sources of income. The era of open banking has arrived, and regardless of whether you operate in banking, lending, real estate, personal finance, or insurance, Prism Data offers you a significant chance to maximize the potential of your data. This comprehensive approach not only empowers businesses but also enhances the customer experience by providing tailored financial solutions.

API Access

Has API Yes 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

CITI Unify Yes 
Capital One Eno Yes 
Chase Software Yes 
Fidelity Yes 
Fiserv Yes 
Jack Henry Payments Yes 
TD Bank Merchant Solutions Yes 
Yodlee Yes 

Integrations

CITI Unify No 
Capital One Eno No 
Chase Software No 
Fidelity No 
Fiserv No 
Jack Henry Payments No 
TD Bank Merchant Solutions No 
Yodlee No 

Pricing Details

No price information available.
Free Trial Yes 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

Akoya

Founded

2018

Country

United States

Website

akoya.com

Vendor Details

Company Name

Prism Data

Country

United States

Website

www.prismdata.com

Product Features

Product Features

Banking

ATM Management No 
Compliance Tracking No 
Corporate Banking No 
Credit Card Management No 
Credit Union No 
Investment Banking No 
Multi-Branch No 
Online Banking No 
Private Banking No 
Retail Banking No 
Risk Management No 
Securities Management No 
Transaction Monitoring No 

Alternatives

Alternatives