Compare Agicap vs. ZenTreasury in 2026

ZenTreasury

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Average Ratings 9 Ratings

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Description

Agicap empowers you to prioritize essential tasks like analysis and decision-making by centralizing your cash flows and automating routine activities. You can create a cash flow forecast while tracking the progress toward your financial goals. By linking your bank accounts and business tools, you can visualize your cash position effectively. Enhance your overall productivity through a streamlined, automated, and unified cash management approach. Utilize a comprehensive collaborative platform to bring together all your data seamlessly. You can anticipate cash flow at both the consolidated and individual entity levels with ease. Effortlessly consolidate and keep track of your cash flow across various banks, entities, and business tools. Establish automated cash forecasts and examine different scenarios for better planning. Design customized dashboards to elevate your analysis and reporting capabilities. Allow Agicap to automatically sort your banking transactions for efficiency. Keep track of discrepancies between actual figures and forecasts in real-time to ensure accuracy. By building a trustworthy forecast, you can make well-informed decisions promptly, ultimately leading to enhanced financial health for your organization. This level of insight into your cash management can significantly contribute to strategic planning and resource allocation.

Description

Most finance teams run two systems: one for lease accounting, one for treasury, reconciled by hand. ZenTreasury runs both as one governed subledger, because the ERP that posts the journal entry does not know the contract behind it. ZenTreasury does. Add a lease and the platform generates the full schedule automatically: right of use asset, lease liability, depreciation, interest, and balance carry forward, all following the standard from the moment the lease is saved. Index-linked remeasurement is handled automatically, with index rates, base values, and next indexation dates tracked per contract. Every later change, such as a scope change, term extension, rate revision, or partial termination, recalculates the schedule and logs it with a timestamp and user, so auditors get the before and after picture without asking. On the treasury side: centralised FX position management across forwards, swaps, and cross currency instruments with mark-to-market valuations; internal and external loan tracking with valuation against yield curves and automated interest accrual; trade finance and guarantee monitoring with fee and exposure tracking; and group wide cash flow forecasting with scenario modelling, all multi entity and multi currency. Direct bank connectivity included. One platform, accounting included, priced to the scope you run. Every customer gets a dedicated, isolated database. Lease calculations are independently reviewed by an international audit firm. Connect Claude, ChatGPT, or any MCP client directly to your contract data.

API Access

Has API Yes

API Access

Has API Yes

Screenshots View All

Screenshots View All

Integrations

Adyen Yes

Chase Business Complete Banking Yes

Dolibarr Yes

Enrich CRM Yes

GoCardless Yes

Google Drive Yes

Google Sheets Yes

HubSoft Yes

Microsoft Azure Yes

Microsoft Excel Yes

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Explore All 32 Integrations

Integrations

Adyen No

Chase Business Complete Banking No

Dolibarr No

Enrich CRM No

GoCardless No

Google Drive No

Google Sheets No

HubSoft No

Microsoft Azure No

Microsoft Excel No

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Pricing Details

No price information available.

Free Trial Yes

Free Version No

Pricing Details

ZenTreasury is priced to the scope you run, with accounting included in the base license. Pricing is based on the contracts, reporting entities, users, bank accounts and modules in scope, not per seat. Modules include IFRS 16 lease accounting, FX, loans and money market, trade finance and guarantees, cash management, and cash flow forecasting. Implementation, dedicated support and custom integrations are scoped to your portfolio and quoted separately. All plans are cloud-hosted with two-factor authentication and Azure/Entra ID SSO. Request a proposal for a written quote.

Free Trial No

Free Version No

Deployment

Web-Based Yes

On-Premises No

iPhone App No

iPad App No

Android App Yes

Windows No

Mac No

Linux No

Chromebook No

Deployment

Web-Based Yes

On-Premises No

iPhone App No

iPad App No

Android App No

Windows No

Mac No

Linux No

Chromebook No

Customer Support

Business Hours Yes

Live Rep (24/7) Yes

Online Support Yes

Customer Support

Business Hours No

Live Rep (24/7) No

Online Support Yes

Types of Training

Training Docs Yes

Webinars Yes

Live Training (Online) Yes

In Person Yes

Types of Training

Training Docs Yes

Webinars Yes

Live Training (Online) Yes

In Person Yes

Vendor Details

Company Name

Agicap

Founded

2016

Country

France

Website

agicap.com

Vendor Details

Company Name

ZenTreasury

Founded

2016

Country

Finland

Website

www.zentreasury.com

Product Features

Accounting

Accounts Payable No

Accounts Receivable No

Bank Reconciliation Yes

Billing & Invoicing No

CPA Firms No

Cash Management Yes

Cryptocurrency Support No

Expense Tracking No

Fixed Asset Management No

Fund Accounting Yes

General Ledger No

Government No

Multi-Currency Yes

Nonprofits No

Payroll Management No

Project Accounting Yes

Purchase Orders No

Tax Management No

Accounts Payable

Approval Process Control No

Bank Reconciliation Yes

Cash Management Yes

Check Writing No

Duplicate Payment Alert No

Fraud Detection No

General Ledger Entry No

Vendor Management No

Accounts Receivable

ACH Payment Processing No

Billing & Invoicing No

Check Processing No

Collections Management No

Online Payment Processing No

Overpayment Processing No

Partial Payments No

Receivables Ledger No

Recurring Billing No

Budgeting

"What If" Scenarios Yes

Asset Planning No

Balance Sheet No

Capital Asset Planning No

Cash Management Yes

Consolidation / Roll-Up Yes

Forecasting Yes

General Ledger No

Income Statements No

Multi-Company Yes

Multi-Department / Project No

Profit / Loss Statement No

Project Budgeting Yes

Run Rate Tracking No

Version Control No

Cash Flow Forecasting

Expense Report

Approval Process Control No

Invoice Management Yes

Multi-Currency Yes

Receipt Management No

Reimbursement Management No

Spend Control No

Time Tracking No

Workflow Management Yes

Financial Management

Budgeting & Forecasting Yes

Cash Management Yes

Consolidation / Roll-Up Yes

Currency Management No

Financial Reporting Yes

Investment Management Yes

Project Management Yes

Revenue Recognition No

Risk Management Yes

Tax Management No

Financial Risk Management

Compliance Management No

Credit Risk Management Yes

For Hedge Funds No

Liquidity Analysis No

Loan Portfolio Management Yes

Market Risk Management Yes

Operational Risk Management Yes

Portfolio Management No

Portfolio Modeling No

Risk Analytics Benchmarks No

Stress Tests No

Value At Risk Calculation No

Investment Management

Accounting Management Yes

Benchmarking No

Bonds / Stocks No

Client Management No

Commodities No

Compliance Reporting Yes

Data Import / Export Yes

For Investment Advisors No

For Investors & Traders No

Fund Management No

Modeling & Simulation No

Payroll & Commissions No

Performance Metrics Yes

Portfolio Management No

Risk Management Yes

Payment Processing

ACH Check Transactions No

Bitcoin Compatible No

Debit Card Support No

Gift Card Management No

Mobile Payments No

Online Payments No

POS Transactions No

Receipt Printing No

Recurring Billing No

Signature Capture No

Spend Management

Approval Workflow No

Budgeting / Forecasting Yes

Expense Tracking No

Multi-Currency Yes

Prepaid Cards No

Procurement Management No

Receipt Management No

Spend Analysis No

Spend Control No

Supplier Management No

Treasury

Cash Management Yes

Debt Management Yes

For Government No

For Hedge Funds No

Forecasting Yes

Liquidity Management No

Payment Management Yes

Risk Management Yes

Product Features

Cash Flow Forecasting

Currency Exchange

Analytical Reporting No

Client Management No

Custom Account Statements No

Data Backup Scheduling Yes

For Money Exchanges No

Margin Management No

Market Data Access Yes

Position Management Yes

Real Time Currency Quotes No

Real Time Tracking No

Transaction Management Yes

Finance

Investment Management

Accounting Management Yes

Benchmarking No

Bonds / Stocks No

Client Management No

Commodities No

Compliance Reporting No

Data Import / Export Yes

For Investment Advisors No

For Investors & Traders No

Fund Management No

Modeling & Simulation No

Payroll & Commissions No

Performance Metrics No

Portfolio Management No

Risk Management Yes

Lease Accounting

ZenTreasury serves as the specialized lease accounting subledger tailored for the Office of the CFO. Input a lease just once, and it automatically generates a comprehensive schedule that includes the right of use asset, lease liability, depreciation, interest, and balance carry forward, all in compliance with standards from the outset. The system effortlessly manages index-linked remeasurement. Any adjustments—such as changes in scope, term extensions, rate modifications, or partial terminations—trigger a recalculation of the schedule along with a detailed log that captures the change along with the user and timestamp. This allows auditors to see both the original and updated versions without needing to request additional information. Designed to accommodate multi-entity and multi-currency portfolios, each customer is provided with their own distinct and secure database. The platform also incorporates Single Sign-On (SSO), Multi-Factor Authentication (MFA), and role-based access controls. Lease calculations undergo independent review by a globally recognized auditing firm, and journal exports are compatible with any ERP system.

Amortization Schedule Yes

Asset Management Yes

Billing & Invoicing No

Budgeting & Forecasting Yes

Capitalization Reporting Yes

Critical Date Alerts Yes

Expense Tracking Yes

For Equipment Leases Yes

For Real Estate Yes

Payment Tracking Yes

Portfolio Management Yes

Tax Management No

Real Estate Investment Management

Treasury

ZenTreasury serves as the specialized accounting subledger for treasury operations, designed specifically for the Chief Financial Officer's office. It transforms foreign exchange transactions, loans, and guarantees into compliant journals, valuations, and disclosures, which are subsequently passed to the General Ledger/Enterprise Resource Planning system. The platform supports FX forwards, swaps, and spot transactions with real-time rates and mark-to-market capabilities. It also manages loans and money market transactions through discounted cash flow valuation aligned with yield curves and automates interest accrual processes. Additionally, it handles guarantees and trade finance by tracking fee accruals and monitoring exposure. Group-wide cash flow forecasting is available across various subsidiaries and currencies. Each client is provided with a unique, secure database environment. Features include multi-entity and multi-currency support, single sign-on (SSO), multi-factor authentication (MFA), role-based access controls, and direct connectivity to banking systems. An audit trail is maintained for every field across all transactions and valuations. Users can integrate with AI models like Claude or ChatGPT through a read-only MCP server, and journals can be exported to any ERP system seamlessly.

Cash Management Yes

Debt Management Yes

For Government Yes

For Hedge Funds Yes

Forecasting Yes

Liquidity Management Yes

Payment Management No

Risk Management Yes