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Description

Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.

Description

Semantic Kernel is an open-source development toolkit that facilitates the creation of AI agents and the integration of cutting-edge AI models into applications written in C#, Python, or Java. This efficient middleware accelerates the deployment of robust enterprise solutions. Companies like Microsoft and other Fortune 500 firms are taking advantage of Semantic Kernel's flexibility, modularity, and observability. With built-in security features such as telemetry support, hooks, and filters, developers can confidently provide responsible AI solutions at scale. The support for versions 1.0 and above across C#, Python, and Java ensures reliability and a commitment to maintaining non-breaking changes. Existing chat-based APIs can be effortlessly enhanced to include additional modalities such as voice and video, making the toolkit highly adaptable. Semantic Kernel is crafted to be future-proof, ensuring seamless integration with the latest AI models as technology evolves, thus maintaining its relevance in the rapidly changing landscape of artificial intelligence. This forward-thinking design empowers developers to innovate without fear of obsolescence.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Adobe Commerce Yes 
Agent2Agent (A2A) Yes 
Azure App Service No 
BHN Rewards Yes 
C# No 
Coinbase Cloud Yes 
Confluent Yes 
DeepSeek R1 No 
Etsy Yes 
Gr4vy Yes 
Lightspark Yes 
Manus AI Yes 
Mesh Yes 
Model Context Protocol (MCP) Yes 
Prefactor No 
Salesforce Yes 
ServiceNow Yes 
Shopee Yes 
Worldpay Yes 

Integrations

Adobe Commerce No 
Agent2Agent (A2A) No 
Azure App Service Yes 
BHN Rewards No 
C# Yes 
Coinbase Cloud No 
Confluent No 
DeepSeek R1 Yes 
Etsy No 
Gr4vy No 
Lightspark No 
Manus AI No 
Mesh No 
Model Context Protocol (MCP) No 
Prefactor Yes 
Salesforce No 
ServiceNow No 
Shopee No 
Worldpay No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

Free
Free Trial No 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) Yes 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) No 
In Person Yes 

Vendor Details

Company Name

Google

Founded

1998

Country

United States

Website

cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol

Vendor Details

Company Name

Microsoft

Founded

1975

Country

United States

Website

learn.microsoft.com/en-us/semantic-kernel/overview/

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