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Description
Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.
Description
Semantic Kernel is an open-source development toolkit that facilitates the creation of AI agents and the integration of cutting-edge AI models into applications written in C#, Python, or Java. This efficient middleware accelerates the deployment of robust enterprise solutions. Companies like Microsoft and other Fortune 500 firms are taking advantage of Semantic Kernel's flexibility, modularity, and observability. With built-in security features such as telemetry support, hooks, and filters, developers can confidently provide responsible AI solutions at scale. The support for versions 1.0 and above across C#, Python, and Java ensures reliability and a commitment to maintaining non-breaking changes. Existing chat-based APIs can be effortlessly enhanced to include additional modalities such as voice and video, making the toolkit highly adaptable. Semantic Kernel is crafted to be future-proof, ensuring seamless integration with the latest AI models as technology evolves, thus maintaining its relevance in the rapidly changing landscape of artificial intelligence. This forward-thinking design empowers developers to innovate without fear of obsolescence.
API Access
Has API
No
API Access
Has API
Yes
Integrations
Adobe Commerce
Yes
Agent2Agent (A2A)
Yes
Azure App Service
No
BHN Rewards
Yes
C#
No
Coinbase Cloud
Yes
Confluent
Yes
DeepSeek R1
No
Etsy
Yes
Gr4vy
Yes
Integrations
Adobe Commerce
No
Agent2Agent (A2A)
No
Azure App Service
Yes
BHN Rewards
No
C#
Yes
Coinbase Cloud
No
Confluent
No
DeepSeek R1
Yes
Etsy
No
Gr4vy
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
Free
Free Trial
No
Free Version
Yes
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
Yes
Live Training (Online)
No
In Person
Yes
Vendor Details
Company Name
Founded
1998
Country
United States
Website
cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol
Vendor Details
Company Name
Microsoft
Founded
1975
Country
United States
Website
learn.microsoft.com/en-us/semantic-kernel/overview/