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features
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Description

Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.

Description

PayOS is a cutting-edge payment infrastructure platform tailored for the agentic economy, where AI agents and automated workflows handle various commerce tasks. This innovative system operates as a card-first solution, allowing developers and businesses to seamlessly integrate checkout, billing, and financial transactions into agentic workflows, while accommodating all major card networks and offering flexibility with different processors. Users benefit from a straightforward linking of a card, which can then be utilized across diverse agent-driven scenarios, all while maintaining essential human oversight, robust security compliant with PCI standards, and comprehensive access to a global network. The platform supports both push and pull payment methods, recurring billing, and independent money flows, eliminating the requirement for merchants to undergo re-integration processes. Additionally, PayOS enhances its offerings through tokenization and partnerships with networks such as Mastercard and Visa Intelligent Commerce, facilitating the expansion of agentic payment applications on a large scale. With its commitment to innovation and user-friendly features, PayOS is set to redefine the landscape of payment solutions in the evolving economy.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Mastercard Payment Gateway Services Yes 
Adyen Yes 
BHN Rewards Yes 
BVNK Yes 
Coinbase Yes 
Dell Technologies Cloud Yes 
EBANX Yes 
Gr4vy Yes 
Gravitee Yes 
Intuit Field Service Management Yes 
Manus AI Yes 
Mesh Yes 
MetaMask Yes 
Nexi Yes 
Okta Yes 
PayPal Yes 
Payoneer Yes 
QUICPay Yes 
Salesforce Yes 

Integrations

Mastercard Payment Gateway Services Yes 
Adyen No 
BHN Rewards No 
BVNK No 
Coinbase No 
Dell Technologies Cloud No 
EBANX No 
Gr4vy No 
Gravitee No 
Intuit Field Service Management No 
Manus AI No 
Mesh No 
MetaMask No 
Nexi No 
Okta No 
PayPal No 
Payoneer No 
QUICPay No 
Salesforce No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Google

Founded

1998

Country

United States

Website

cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol

Vendor Details

Company Name

PayOS

Founded

2025

Country

United States

Website

payos.ai/

Product Features

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Alternatives

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