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Description
Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.
Description
HiClaw is a multi-agent operating system that is open source and operates on the Matrix framework, allowing various AI agents to work together within Matrix rooms, where their activities are fully accessible to humans in real-time. The system features a Manager Agent that oversees multiple Worker Agents, efficiently breaking down complex tasks and facilitating simultaneous execution, which enhances the management of these intricate operations. Designed with a focus on enterprise-level security and collaborative capabilities, HiClaw utilizes the open Matrix instant messaging protocol, ensuring that all communications between agents are transparent, easily auditable, and fit for distributed systems and federated environments. Humans have the ability to join any Matrix room whenever they wish, which allows them to monitor agent discussions, intervene as necessary, or adjust agent actions in real-time, thereby safeguarding oversight and control. This structured two-tier system, consisting of Manager and Worker Agents, delineates clear responsibilities for each agent, simplifying the process of integrating custom Worker Agents tailored for various applications, while also promoting adaptability within the architecture. Consequently, the design of HiClaw not only enhances operational efficiency but also paves the way for innovative uses of AI collaboration across diverse scenarios.
API Access
Has API
No
API Access
Has API
Yes
Integrations
Model Context Protocol (MCP)
Yes
Accenture Billing & Payments Engine
Yes
Adyen
Yes
Agent2Agent (A2A)
Yes
BHN Rewards
Yes
Coinbase Cloud
Yes
Confluent
Yes
EBANX
Yes
Forter
Yes
GitHub
No
Integrations
Model Context Protocol (MCP)
Yes
Accenture Billing & Payments Engine
No
Adyen
No
Agent2Agent (A2A)
No
BHN Rewards
No
Coinbase Cloud
No
Confluent
No
EBANX
No
Forter
No
GitHub
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
Free
Free Trial
No
Free Version
Yes
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
No
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
Yes
Mac
Yes
Linux
Yes
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
Founded
1998
Country
United States
Website
cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol
Vendor Details
Company Name
AgentScope
Founded
2025
Country
China
Website
hiclaw.io