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Description

Google has introduced the Agent Payments Protocol (AP2), a collaborative open protocol developed with over 60 diverse companies in payments, fintech, and technology, including Mastercard, PayPal, Adyen, Coinbase, and Etsy, aimed at facilitating secure transactions led by agents across various platforms. This new protocol builds upon previous open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent processes a payment on behalf of a user, it adheres to three essential criteria: authorization, to confirm that the user has explicitly consented to the specific transaction; authenticity, to verify that the purchase intended by the agent aligns with the user's actual intent; and accountability, to maintain transparent audit trails and assign responsibility in the event of any errors or fraudulent activities. In order to uphold these standards, the protocol incorporates mandates, which are cryptographically signed digital contracts that are supported by verifiable credentials, ensuring a high level of security and trust in agent-led transactions. The implementation of AP2 represents a significant advancement in the realm of digital payments, aiming to enhance user confidence in automated financial interactions.

Description

HiClaw is a multi-agent operating system that is open source and operates on the Matrix framework, allowing various AI agents to work together within Matrix rooms, where their activities are fully accessible to humans in real-time. The system features a Manager Agent that oversees multiple Worker Agents, efficiently breaking down complex tasks and facilitating simultaneous execution, which enhances the management of these intricate operations. Designed with a focus on enterprise-level security and collaborative capabilities, HiClaw utilizes the open Matrix instant messaging protocol, ensuring that all communications between agents are transparent, easily auditable, and fit for distributed systems and federated environments. Humans have the ability to join any Matrix room whenever they wish, which allows them to monitor agent discussions, intervene as necessary, or adjust agent actions in real-time, thereby safeguarding oversight and control. This structured two-tier system, consisting of Manager and Worker Agents, delineates clear responsibilities for each agent, simplifying the process of integrating custom Worker Agents tailored for various applications, while also promoting adaptability within the architecture. Consequently, the design of HiClaw not only enhances operational efficiency but also paves the way for innovative uses of AI collaboration across diverse scenarios.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

Model Context Protocol (MCP) Yes 
Accenture Billing & Payments Engine Yes 
Adyen Yes 
Agent2Agent (A2A) Yes 
BHN Rewards Yes 
Coinbase Cloud Yes 
Confluent Yes 
EBANX Yes 
Forter Yes 
GitHub No 
Gr4vy Yes 
Gravitee Yes 
Juspay Yes 
Mastercard Payment Gateway Services Yes 
Ollama No 
OpenClaw No 
Qwen No 
Universal Commerce Protocol (UCP) Yes 
Worldpay Yes 

Integrations

Model Context Protocol (MCP) Yes 
Accenture Billing & Payments Engine No 
Adyen No 
Agent2Agent (A2A) No 
BHN Rewards No 
Coinbase Cloud No 
Confluent No 
EBANX No 
Forter No 
GitHub Yes 
Gr4vy No 
Gravitee No 
Juspay No 
Mastercard Payment Gateway Services No 
Ollama Yes 
OpenClaw Yes 
Qwen Yes 
Universal Commerce Protocol (UCP) No 
Worldpay No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

Free
Free Trial No 
Free Version Yes 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based No 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows Yes 
Mac Yes 
Linux Yes 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours No 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Google

Founded

1998

Country

United States

Website

cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol

Vendor Details

Company Name

AgentScope

Founded

2025

Country

China

Website

hiclaw.io

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